Sweet Baked Tortillas with Chocolate

Crumble the caramel biscuits into small pieces. You can use a food processor for this, or simply put the biscuits in a freezer bag and crush them with a rolling pin. Slice the bananas.

Place a tortilla on a cutting board. With a knife, make a cut from the center of the tortilla straight down to the edge.

Imagine the tortilla is divided into four quarters. Each quarter will be topped with a different ingredient.